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HIPAA Authorization Disclosure: By submitting your information through this website, you acknowledge and consent to the collection, use, and disclosure of your personal and health-related information as permitted under the Health Insurance Portability and Accountability Act (HIPAA) of 1996 and its implementing regulations. Your protected health information (PHI) may be used and disclosed by Growth Insurance Group and its affiliated programs—including Heritage Senior Benefits, Insurance For Veterans, First Responders Insurance, Mortgage Protection Experts, and IUL & Annuities Experts—solely for the purposes of evaluating your insurance needs, obtaining quotes from licensed carriers, and facilitating the application and underwriting process. Your information will not be sold to third parties. We implement administrative, physical, and technical safeguards to protect your PHI in accordance with HIPAA requirements. You have the right to request restrictions on certain uses and disclosures of your PHI, to access and obtain a copy of your PHI, to request amendments to your PHI, and to receive an accounting of disclosures. For questions regarding our privacy practices or to exercise your HIPAA rights, please contact us at [email protected]. By proceeding, you confirm that you have read and understood this HIPAA Authorization Disclosure.